SIPC与券商基金投资(SIPC and Mutual Funds)

很多进行美国券商开户的朋友，对于SIPC这个保护机制应不陌生。也有很多朋有开户的目的，和绿角一样是进行基金投资。这时候不禁会想到一个问题，就是SIPC是否保障美国券商户头的基金部位。

我也曾想过这个问题，并写信问了SIPC。附上我的信件，与SIPC回函给大家参考。

我的信件:

From your Website I know cash and securities are covered. If I invest in open-end mutual funds, are these investments also qualified for protection when the broker has financial difficulties?

SIPC回函:

Money market funds and mutual funds are considered securities for purposes of the Securities Investor Protection Act and are subject to the $500,000 limit. In a liquidation proceeding under the Securities Investor Protection Act, SIPC will return the appropriate number of shares to you. It is important to note that SIPC does not assure you that the shares will not lose value, and SIPC does not protect you against market losses in the value of your shares.


从SIPC的回信可知，透过券商投资基金也在保障范围之内。

免责声明:经由任何金融机构投资，均有风险。人为保障机制亦有失效的时候。本文仅为作者自行搜集之相关数据，不保证数据之正确性。任何人透过券商投资，需对盈亏完全自行负责。

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